Confirm your ZIP code and employer group to see if this benefit is available to you.

No medical exam required

Guaranteed acceptance for members under 50

Coverage for you and your spouse available

Coverage & Pricing

This plan provides $50,000 in guaranteed acceptance term life insurance coverage that works alongside any existing life insurance you may have through work or elsewhere. The coverage is designed to grow with you – accidents are fully covered from day one at the full $50,000 benefit amount. For other causes, the benefit starts smaller and increases over time, reaching the full $50,000 after your second year of coverage. You can maintain this protection until age 75 as long as you continue paying premiums, with coverage automatically reducing to $25,000 when you reach age 65. This additional layer of financial protection helps ensure your family has the resources they need during a difficult time.

Plan Pricing & Options

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Why Members Love Us

Rear-view of a blissful senior couple embracing against a picturesque sunset together

30% of families fear they would no longer be able to make ends meet within just one month of a breadwinner passing away (LIMRA 2023 Life Insurance Fact Sheet). Financial experts often recommend term life insurance as the best option for most people.

Frequently Asked Questions

Benefits can feel complex. We’re here to help.

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Most experts say “yes” because it’s term life insurance, which is the type financial experts often recommend.

When you add it to coverage you may already have, $50,000 may help your family keep pace with with growing responsibilities like credit card bills, student debt, mortgage payments, and family obligations.

No. Acceptance is extended on a guaranteed basis with no medical exams required and no health questions to answer.

Absolutely. As long as you enroll in member coverage, your spouse may elect the $50,000 benefit – also with guaranteed acceptance.

Less than you think. Group rates help keep costs economical. A 30-year-old non-smoker pays just $11 a month – that’s 37 cents a day.

You have a 30-day free-look guarantee. If you decide this isn’t for you, just respond within 30 days for a full refund of any premiums paid.

Coverage starts on the first of the month following receipt of your Activation Form and premium payment.

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