Group Term Life Insurance

Most experts say "yes" because it's term life insurance, which is the type financial experts often recommend.

When you add it to coverage you may already have, $50,000 may help your family keep pace with with growing responsibilities like credit card bills, student debt, mortgage payments, and family obligations.

No. Acceptance is extended on a guaranteed basis with no medical exams required and no health questions to answer.

Absolutely. As long as you enroll in member coverage, your spouse may elect the $50,000 benefit – also with guaranteed acceptance.

Less than you think. Group rates help keep costs economical. A 30-year-old non-smoker pays just $11 a month – that's 37 cents a day.

You have a 30-day free-look guarantee. If you decide this isn't for you, just respond within 30 days for a full refund of any premiums paid.

Coverage starts on the first of the month following receipt of your Activation Form and premium payment.