Confirm your ZIP code and employer group to see if this benefit is available to you.

Guaranteed acceptance – no medical exam required

30-day money back guarantee on expanded coverage

Pays in addition to any other insurance you may have

Coverage & Pricing

Your benefit will be paid if you fall victim to a fatal accident; suffer a fatal accident while traveling to or from, attending, or participating in an NRA event; are attacked and killed by an intruder in your home or at work; or fall victim to a violent crime such as an attempted robbery, hold-up or felony crime. This benefit increases to $35,000 for NRA Law Enforcement Officers who suffer a fatal accident while in the line of duty.

But as valuable as this complimentary coverage is, many families need even higher coverage. That’s why expanded accidental death coverage is available — giving you more protection against covered accidents, starting at $3.70.

Plan Pricing & Options

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Why Members Love Us

Special "thank you" benefit exclusively for valued NRA Members

Guaranteed acceptance regardless of health history, occupation, or hobbies

Frequently Asked Questions

Benefits can feel complex. We’re here to help.

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The Patriot Protection Plan NO-COST Accidental Death coverage and your Expanded Accidental Death coverage help you provide a solid financial safety net for your family. Your benefits are paid in addition to any other insurance you may have from an employer or another group.

No. The NO-COST Accidental Death coverage and, if elected, the Expanded Death coverage are extended to you on a guaranteed basis. There is no long form with complicated health questions to worry about. No medical exam is required.

You and your spouse are GUARANTEED ACCEPTANCE in the NO-COST and Expanded Accidental Death coverages … regardless of your health history, current occupation, or hobbies.

We’ll send you a Certificate of Insurance. Look it over for a full 30 days. If you’re not completely satisfied, just let us know. We’ll cancel your coverage and give you a complete 100% refund of any premium.

Coverage for all insureds (whether member or spouse) will reduce by 50% when the Member reaches age 75 regardless of age at enrollment.

Benefits for accidental loss of life are payable to your beneficiary. If no beneficiary has been named, benefits will be paid to: your spouse; your children; your parents; your siblings; or your estate (in that order).

Benefits will not be paid for intentionally self-inflicted injury, suicide, war, military combat activities, sickness/disease, certain aviation activities, intoxication-related incidents, or professional racing activities.

  • Still have questions?

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