Accidental Death Plan

Your accidental death coverage stands as an important financial safety net for your family. Your loved ones will receive your elected coverage level if you fall victim to a covered accident.

No. These benefits are extended to you on a guaranteed-issue basis. There is no long form with complicated health questions. No medical exam is required.

As a Member – you are GUARANTEED ACCEPTANCE in this accidental death program – regardless of your health history, current occupation or hobbies.

You will have a no obligation 30-day "Free Look" Period. If you're not completely satisfied, we'll cancel your coverage and refund any premium you've paid, as long as you haven't made any claims.

Your Accidental Death coverage starts the first day of the month after your enrollment form and first premium payment are received by the Plan Administrator.

You can't be singled out for cancellation or premium increase due to health or job changes. Your coverage continues as long as you pay premiums on time and the Master Policy remains in force.

Benefits will not be paid for intentionally self-inflicted injuries, suicide, war, military combat, sickness/disease, certain aircraft activities, intoxication, drug use, or professional racing.